SACCO Management

Every member managed.
Every shilling accounted for.

Full-cycle SACCO management—member records, savings, loans, dividends, and compliance in one clean platform.

KisoByte SACCO platform

One platform for the whole SACCO

Members, loans, savings, and reports all connected—no spreadsheet juggling.

Configured for your by-laws

Loan limits, interest rates, minimum shares, and contribution rules set your way.

Built for trust and transparency

Every transaction logged, every member statement clear, every audit trail intact.

A closer look

The platform in action

Member management made simple

Member management made simple

Register members, track shares, and manage contributions from a single dashboard. No ledger books, no scattered files.

Capabilities

Everything your SACCO needs

Member registry

Member registry

Full member profiles with share history, beneficiaries, and contribution records—searchable and always current.

Loan lifecycle management

Loan lifecycle management

From application to full repayment—interest, penalties, and guarantors all tracked automatically.

SMS & email notifications

SMS & email notifications

Members get instant alerts for deposits, loan approvals, and monthly statement summaries.

Savings & deposits

Savings & deposits

Voluntary savings, fixed deposits, and junior accounts managed separately under one roof.

Year-end reports

Year-end reports

AGM-ready financial statements generated in minutes—balance sheet, income statement, and member ledgers.

Compliance & audit

Compliance & audit

Regulator-ready reports for SASRA and cooperative societies. Full audit trail always included.

Where it works

Built for the
communities that
save together.

From ten-member chamas to thousand-member employer SACCOs—KisoByte scales with your membership.

Teachers SACCOsPolice SACCOsChurch SACCOsStaff SACCOsFarmers SACCOsChamasYouth GroupsMarket VendorsTransport SACCOsWomen GroupsInvestment ClubsUniversity SACCOsEmployer SACCOsWelfare GroupsMicrofinance
FAQs

Common questions

Ready to transform your cooperative.